Buying your new home is one of the biggest and most crucial financial transactions you will ever make. However, too many people have a habit of rushing into it with barely a second thought. For first-time buyers and repeat buyers alike, the decision on buying a home is both exciting and scary. Your choice should not only make you feel emotionally satisfied; it should also make you feel financially comfortable that you are buying a home that you can afford. It should as well make you feel confident that you can hold onto its value over the years.
Century 21 Bright Horizons offers real estate services in E. Garvey Ave. South West Covina CA. We understand that choosing the right home for you entails long frustrations, excitements, and anxieties. Let’s cut your confusions as we help you decide which house is home by following this guide:
Whether you’re a first-time buyer taking your first tentative step on to the property ladder or a repeat buyer seeking the perfect home for your retirement, the same principles apply.
Golden rule: Achieve the right balance between affordability, availability, and propriety.


Traditional mortgage lending principles allow borrowing up to three times of your gross annual income. In most cases, couples could borrow two-and-a-half times their joint salary. You may be able to borrow more, however, if your dream house is going to turn into a financial nightmare, then there’s no point in buying it.


If you have already sorted out what you can afford, you need to find out whether the property you want is available in the area you want. Be prepared to be flexible – it’s more likely you have to compromise some of your likes and dislikes.
Conduct your search on many fronts through estate agents, local paper property pull-outs, and the internet. If you appear to be keen on a particular street, you may consider putting flyers through doors asking if they want to sell. Century 21 Bright Horizons offers real estate services in E. Garvey Ave. South West Covina CA. We have an index of all properties for sale, plotted them on a map with the inclusions of some local details.


You have found a property you like and it is within your price range – would you go for it? Compatibilities may be strong, but you need to slow down and weigh up a number of factors:

  • Accessibility. Is the place convenient for work? Is it near your child’s school? Are your families and friends within the range?
  • Facilities. Is it near shops, restaurants, churches, and parks? Can you easily park?
  • Noise. Are you losing sleep at 2am to some noise disturbances in your neighborhood?
  • Schools. Is the local school in your vicinity a good one? Is your home within its catchment area?
  • Space. Is your home suitable for a growing family? If you are starting a family, make sure there is enough space for your family to grow.
  • Crime. Know the environment you will be living with. Find out from the police what your area is like, or take a look at the local paper.

An experienced realtor can help you determine when and how to compromise. Start looking for your right home with Century 21 Bright Horizons today! We will show you a variety of alternatives so you can make an informed decision as you go along with your choice.
Are you ready to buy? Visit our office for real estate services in E. Garvey Ave. South West Covina CA.

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