Enjoy peace of mind! Buying or selling a home should be an exciting, rewarding experience. For buyers, your real estate professional will help you find the perfect home to meet your particular needs and financial abilities.
Sellers want a fast, smooth, final transaction at a fair price. You and your real estate professional share the same objective – to ensure you are a satisfied client, now and in the future. A home warranty helps to add that extra element to home buying and selling – Peace of Mind.
What is covered?
Be sure to read a sample Home Warranty Plan for specific contract coverage and limits of liability.
- Ceiling and Exhaust Fans
- Central Air Conditioning (Ducted)*
- Clothes Washer and Dryer*
- Pool/Spa Equipment*
- Pest Control Services
- Garage Door Openers*
- Kitchen Refrigerator*
- Kitchen Appliances
- Water Heater
Appraisal: What does the appraiser actually do?
The appraiser will make a visual inspection of your home and measure it in order to determine the livable area square footage (size). At this time the appraiser does a room count and looks at the layout of the home. He or she will also determine the level of quality and condition of the home and check for any physical, functional, or deterioration problems. Photos will also be taken of your home. After doing this, the appraiser will go out and look at and photograph comparable homes. The appraiser then goes back to the office to verify the comparable sales, calculate the square footage of your home, make adjustments to the comparables in relation to your home and write up the formal report.
What kind of comparables does the appraiser use when he or she analyzes my home?
The appraiser will look for recent sales of homes that are most similar to yours. Most lenders require that these sales are no more than 6 months old. Although the appraiser can look at current listings, he or she can only use bona fide closed sales. It is highly beneficial for the homeowner to personally know about comparable homes that recently sold or are perhaps currently in escrow. Remember, what a home actually sold for tells you more than anything else, and the more recent the sale, the better.
I’m very busy and my home is often unclean, messy and cluttered. Will this affect the appraisal?
Appraisers are suppose to be as objective and unbiased as possible and shouldn’t be influenced by a messy, cluttered or unclean house. Most appraisers will politely step over piled up laundry or try to push your excited dog away as he or she takes notes. It’s hard to say how anyone including an appraiser would mentally view a home if it’s messy and unclean. Let’s say the appraiser is undecided as to the “condition” adjustment of your home. He or she can’t decide if the condition is good or average and is teetering right on the edge. Your lack of attention to detail may cause the appraiser to make a downward adjustment for this category that could cause you several hundred to several thousand dollars in a negative adjustment! You need to “stage” your home for the appraiser the same way you would a potential buyer.
- Treat the perimeter of your home outside to create a first line of defense against pests.
- Sweep spider webs from the exterior of windows and clean webs from garage or carport.
- Treat all areas where webs were removed to prevent re-infestation.
- Inspect the interior of your home and apply a crack and crevice treatment where needed.
- Use baits where necessary to eliminate infestation of troublesome occasional invading insects.
- Use only low or no odor chemicals for your safety and comfort.
All of these services are standard in our treatment plans because your pest management dollars should purchase more than a baseboard spray!